Alipay is China's biggest mobile payment app. The app allows users to pay friends and family without needing bank accounts, while also offering instant transfers and low fees. In addition to China, Alipay has expanded to over 300 cities worldwide and boasts more than 1.3 billion registered users. 

Benefits:

• It is easy

• You can use Alipay anywhere, even if there isn't an ATM nearby

• Alipay uses biometrics to verify transactions. So, no matter what happens, you'll never lose access to your funds

• You don't need to worry about carrying around a lot of cash

• You can set up recurring payment plans

• With Alipay, you can complete transactions quickly